<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/8-ways-to-build-credit-when-youre-young","bottomArticles":[{"date":"Tue Jul 21 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/09/240415_DA_CreditCardChargedOff_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"What happens when your credit card gets charged off? Discover the impact on your credit, how debt collection works, and steps to reduce the effects.","title":"What Happens When a Credit Card Is Charged Off?","pagePath":"/articles/what-happens-when-a-credit-card-is-charged-off","imageAlt":"A young woman looks at her credit card and several past-due invoices, indicating her credit card may be charged off.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:debt","credit-one-central-topics:building-credit"]},{"date":"Mon Jul 20 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/07/260423_DA_HowToBuildCreditRefresh_SEOA_Final.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Building credit can be tough when you\u2019re starting out, but it\u2019s not impossible. Just follow some best practices to help you win this financial marathon.","title":"How To Build Credit: A Few Good Ways To Get Started","pagePath":"/articles/how-to-build-credit","imageAlt":"A smiling young woman sits on the steps with her backpack, laptop, and water bottle beside her. She holds a credit card in one hand and her phone in the other as if she\u2019s monitoring her accounts while building credit.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card"]},{"date":"Thu Jul 16 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/01/What-to-Know-about-Authorized-Users.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Are credit card authorized users a credit boost or risk? Here are the benefits and drawbacks of adding an authorized user to your credit card.","title":"What Is an Authorized User on a Credit Card?","pagePath":"/articles/what-to-know-about-authorized-users","imageAlt":"A couple sits at the kitchen table using a tablet while looking at paperwork and holding a credit card, indicating that one of them may be an authorized user.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:financial-tips"]}],"authorArticlesMobile":[],"topArticles":[{"date":"Wed Jul 29 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/07/260350_BRD_HowToAvoid_ART_HeaderImage_2400x1350_96dpi_IR1.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Sometimes it seems easier to destroy your credit than improve it, no matter how hard you try. Here\u2019s how to avoid those credit-wrecking behaviors.","title":"How To Avoid the Credit Wreckers","pagePath":"/articles/how-to-avoid-the-credit-wreckers","imageAlt":"Four little colored monsters called Credit Wreckers seem oblivious to their surroundings. These characters embody many of the negative behaviors that could harm a credit score.","tags":["creditonebank:CreditEducation","credit-one-central-topics:budgeting","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]},{"date":"Mon Jul 27 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/07/260441_DA_CreditvsCashRefresh_SEOA_Final.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/richard-horowitz/jcr:content/data/master","previewDescription":"Deciding between using cash or a credit card can be tough. Discover their pros and cons as well as which is better for your situation.","title":"Credit vs. Cash: Which One Actually Helps You Save More?","pagePath":"/articles/cash-or-card-which-is-better","imageAlt":"A woman taps her card to pay on a male clerk\u2019s handheld terminal in a small shop. She may prefer credit versus cash for purchases.","tags":["creditonebank:CreditEducation","credit-one-central-topics:budgeting","credit-one-central-topics:credit-card","credit-one-central-topics:financial-tips"]},{"date":"Wed Jul 22 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/07/260424_DA_StoreCCProsConsRefresh_SEOA_Final.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"Should you sign up for a store credit card to get a discount? Know the perks and pitfalls of retail cards before you apply.","title":"Pros and Cons of Store Credit Cards","pagePath":"/articles/pros-and-cons-of-store-credit-cards","imageAlt":"A smiling woman holds a potted plant in a retailer\u2019s garden section, while presenting her store credit card for payment. ","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"lastPageNumber":81,"articlesTopics":["credit report","financial tips","credit score","credit card","building credit","debt","budgeting"],"currentPageNumberMobile":1}"/>
FDIC-Insured - Backed by the full faith and credit of the U.S. Government