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Credit Education

A woman’s hand holds a mobile phone showing plane tickets she bought with her travel rewards credit card

How To Use Your Credit Card for Max Travel Perks

Credit cards are extremely popular in this country. In fact, the Federal Reserve reports that in 2021, a whopping 84% of adults in the U.S. had a credit card.

A father teaches his daughter about financial literacy as they sit on the couch and put coins in her piggy bank

How To Teach Financial Literacy

They used to say kids would learn the “three Rs” in school: that’s reading, ‘riting and ‘rithmetic. But these days, plain old arithmetic (or math) isn’t enough. Finances are in a

A man is sitting at a laptop, stressed because he doesn’t have credit card payment protection in an emergency.

What Is Credit Card Payment Protection?

What happens if you have an emergency and need help with your credit card bill? Learn about credit card payment protection, how it works, and if it’s right for you.

A note on a statement reads “Tax Deduction” to indicate sorting itemized deductions before filing taxes

Credit Cards and Itemized Deductions: What to Know Before Filing Your Taxes

The Internal Revenue Code contains more than 9,800 sections of tax law1, which may be why most Americans opt for the low-hassle standard deduction when it’s time to file. Although

An invoice marked past due and a notification of an account being closed indicate a charge-off

What Is a Charge-Off?

Household credit card debt rose by $38 billion in the third quarter of 2022, reaching $0.93 trillion—which represents a 15% year-over-year increase of $121 billion—according

Financial Advisor Explaining Information to Couple

Hard vs Soft Credit Checks: What’s The Difference?

Applying for credit can be a daunting process. From finding the right credit card or auto loan to filling out a mortgage application and waiting for approval, obtaining new credit

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This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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