<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/financial-planning","bottomArticles":[{"date":"Wed Jun 10 09:18:16 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/05/260208_DA_GreatSavingsDilemmaSurvey_SEOA_FINAL.jpg","previewDescription":"Would you leave your money untouched for a fixed term if it meant earning a higher return? Here\u2019s what U.S. consumers said about it.","title":"The Great Savings Dilemma: Why Flexibility Beats Returns for Most U.S. Consumers","pagePath":"/articles/the-great-savings-dilemma-why-flexibility-beats-returns-for-most-us-consumers","imageAlt":"A chain and padlock are wrapped around a burlap bag with a dollar sign on it, representing the concept of locked fixed-term savings accounts.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:budgeting","credit-one-central-topics:financial-tips","credit-one-central-topics:Savings","credit-one-central-topics:consumer-insights"]},{"date":"Mon Feb 10 00:00:00 PST 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/02/250073_DA_FinancialStress_IR_FINAL_B.jpg","previewDescription":"The financial experiences people have early on, whether positive or negative, shape their relationships with money for life. They can affect how people handle paycheck deposits, savings accounts, bills, and credit cards well into adulthood.","title":"Trends and Factors Affecting Generational Financial Trauma","pagePath":"/articles/trends-and-factors-affecting-generational-financial-trauma","imageAlt":"A worried young woman sits at a desk stacked with unpaid bills, her head in her hands, conveying financial stress as a Gen Z navigating debt and economic instability","tags":["creditonebank:LifeEvents","creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:saving-money","credit-one-central-topics:building-credit","credit-one-central-topics:consumer-insights"]},{"date":"Thu Apr 25 00:00:00 PDT 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/richard-horowitz/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/12/DB-HighYieldVsBumpUpCD-ART-FINAL.jpg","previewDescription":"Lots of financial products are available, including numerous types of certificates of deposit (CDs). Here\u2019s how they differ and the pros and cons of each.","title":"High-Yield CDs vs Bump-Up CDs","pagePath":"/articles/high-yield-vs-bump-up-cds","imageAlt":"A businessman\u2019s hands show an investment growth chart representing his profits, possibly made through high-yield CDs or bump-up CDs.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:saving-money","credit-one-central-topics:Savings"]}],"authorArticlesMobile":[],"topArticles":[{"date":"Fri Oct 23 11:26:03 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/09/260554DA_RareCDFeatureSurvey_SEOA_Final.jpg","previewDescription":"The economy is uncertain, so safe ways to save become a priority. Here\u2019s what a survey of 1,000 U.S. consumers found about CD financial features.","title":"One Rare CD Feature Would Tip 77% of Savers Toward Locking In","pagePath":"/articles/one-rare-cd-feature-would-tip-77-percent-of-savers-locking-in","imageAlt":"A young woman and an older woman sit in their kitchen looking at financial paperwork with an open laptop in front of them. It may be a mother and daughter comparing their experiences with certificates of deposit (CDs).","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:consumer-insights","credit-one-central-topics:financial-tips","credit-one-central-topics:Savings"]},{"date":"Wed Sep 09 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/09/260490_DA_CostOfLivingCrisisSurvey_SEOA_Final.jpg","previewDescription":"1,000 U.S. consumers reveal the impact of rising costs on household spending, credit, and important milestones in our latest survey.","title":"More Than Half of U.S. Consumers Now Routinely End the Month Short","pagePath":"/articles/the-cost-of-living-crisis-is-reshaping-us-household-budgets","imageAlt":"A young couple looks at a receipt as if in the middle of a discussion, with various other receipts laid out on their dining room table. 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