Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/financial-planning.2","prevPageNumber":-1,"bottomArticles":[{"date":"Fri Feb 02 00:00:00 PST 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_13_article009_Financial-Goals_Approved.jpg","previewDescription":"Master the art of setting effective financial goals, unlock the path to monetary stability, and start achieving your aspirations with this comprehensive guide.","title":"How to Set Up Long-Term and Short-Term Financial Goals","pagePath":"/articles/5-strategies-for-achieving-your-financial-goals","imageAlt":"A mom lifts her young child high into the air, representing long-term financial goals for her family.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:budgeting","credit-one-central-topics:financial-tips"]},{"date":"Tue Jan 02 00:00:00 PST 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/01/230545_CM_BeneficiaryBenefits_ART_FINAL.jpg","previewDescription":"Adding a beneficiary to your accounts might not be top of mind. But there can be many benefits to taking this simple step.","title":"4 Benefits of Adding a Beneficiary to Your Account","pagePath":"/articles/4-benefits-of-adding-a-beneficiary-to-your-account","imageAlt":"The word \u201cbeneficiary\u201d is spelled out on a stack of wooden blocks representing the security-building benefits of adding a beneficiary.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:investments","credit-one-central-topics:Savings"]},{"date":"Tue Dec 19 00:00:00 PST 2023","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/12/230574_DA_FinancialPlanningForBeginners_SEOA_Final.jpg","previewDescription":"Financial planning makes you the hero in your own journey as you map out how to find a treasure for your future.","title":"Financial Planning for Beginners","pagePath":"/articles/financial-planning-for-beginners","imageAlt":"A business man with a superhero\u2019s cape looks over the city as he considers his financial planning journey.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips"]}],"authorArticlesMobile":[],"prevPageMobile":false,"nextPage":true,"prevPage":false,"prevPageUrl":"/articles/financial-planning","prevPageUrlMobile":"/articles/financial-planning","prevPageNumberMobile":-1,"topArticles":[{"date":"Mon Feb 10 00:00:00 PST 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/02/250073_DA_FinancialStress_IR_FINAL_B.jpg","previewDescription":"The financial experiences people have early on, whether positive or negative, shape their relationships with money for life. They can affect how people handle paycheck deposits, savings accounts, bills, and credit cards well into adulthood.","title":"Trends and Factors Affecting Generational Financial Trauma","pagePath":"/articles/trends-and-factors-affecting-generational-financial-trauma","imageAlt":"A worried young woman sits at a desk stacked with unpaid bills, her head in her hands, conveying financial stress as a Gen Z navigating debt and economic instability","tags":["creditonebank:LifeEvents","creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:saving-money","credit-one-central-topics:building-credit"]},{"date":"Thu Apr 25 00:00:00 PDT 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/12/DB-HighYieldVsBumpUpCD-ART-FINAL.jpg","previewDescription":"Lots of financial products are available, including numerous types of certificates of deposit (CDs). Here\u2019s how they differ and the pros and cons of each.","title":"High-Yield CDs vs Bump-Up CDs","pagePath":"/articles/high-yield-vs-bump-up-cds","imageAlt":"A businessman\u2019s hands show an investment growth chart representing his profits, possibly made through high-yield CDs or bump-up CDs.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:saving-money","credit-one-central-topics:Savings"]},{"date":"Mon Feb 19 00:00:00 PST 2024","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/04/240026_DA_BenefitsOfGoodCreditScoreRefresh_SEOA_Final.jpg","previewDescription":"Your credit score isn\u2019t just a number. It\u2019s a door to opportunity, and the higher your score, the wider that door opens. ","title":"What Are the Benefits of a Good Credit Score?","pagePath":"/articles/benefits-of-having-a-good-credit-score","imageAlt":"A man\u2019s hands hold his smartphone, currently displaying his good credit score, which is a great way to receive multiple benefits.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"nextPageNumber":2,"lastPageNumber":12,"nextPageUrlMobile":"","articlesTopics":["Savings","financial tips","saving money","building credit","investments","budgeting"],"currentPageNumberMobile":1}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Financial Planning

A worried young woman sits at a desk stacked with unpaid bills, her head in her hands, conveying financial stress as a Gen Z navigating debt and economic instability

Trends and Factors Affecting Generational Financial Trauma

The financial experiences people have early on, whether positive or negative, shape their relationships with money for life. They can affect how people handle paycheck

A businessman’s hands show an investment growth chart representing his profits, possibly made through high-yield CDs or bump-up CDs.

High-Yield CDs vs Bump-Up CDs

Lots of financial products are available, including numerous types of certificates of deposit (CDs). Here’s how they differ and the pros and cons of each.

A man’s hands hold his smartphone, currently displaying his good credit score, which is a great way to receive multiple benefits.

What Are the Benefits of a Good Credit Score?

Your credit score isn’t just a number. It’s a door to opportunity, and the higher your score, the wider that door opens.

A mom lifts her young child high into the air, representing long-term financial goals for her family.

How to Set Up Long-Term and Short-Term Financial Goals

Master the art of setting effective financial goals, unlock the path to monetary stability, and start achieving your aspirations with this comprehensive guide.

The word “beneficiary” is spelled out on a stack of wooden blocks representing the security-building benefits of adding a beneficiary.

4 Benefits of Adding a Beneficiary to Your Account

Adding a beneficiary to your accounts might not be top of mind. But there can be many benefits to taking this simple step.

A business man with a superhero’s cape looks over the city as he considers his financial planning journey.

Financial Planning for Beginners

Financial planning makes you the hero in your own journey as you map out how to find a treasure for your future.

Page 1 of 12

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Deposits

Jumbo Deposit Products
High-Yield Jumbo CD
Bump Up Jumbo CD
High-Yield Savings

Support

FAQs
Contact Us
Accessibility
Keys to Credit

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2025 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.