<meta property="cq:wcmmode" content="disabled"/><meta property="newsFeedData" content="{&#34;nextPageUrl&#34;:&#34;/deposits/bump-cd.2.html&#34;,&#34;allArticles&#34;:{&#34;nextPageUrl&#34;:&#34;/deposits/bump-cd.2&#34;,&#34;nextPage&#34;:true,&#34;currentPageNumber&#34;:1,&#34;prevPage&#34;:false,&#34;lastPageNumber&#34;:22,&#34;prevPageUrl&#34;:&#34;/deposits/bump-cd&#34;,&#34;articles&#34;:[{&#34;date&#34;:&#34;Sat Jan 11 00:00:00 PST 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/Survey-thumbnail.png&#34;,&#34;previewDescription&#34;:&#34;Credit One Bank Survey Identifies Generational Differences Regarding Finances&#34;,&#34;title&#34;:&#34;Survey Finds that More Than 50% of Gen-Z Enter Adulthood Without Financial Education&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/more-than-half-of-gen-z-enter-adulthood-without-financial-education&#34;,&#34;imageAlt&#34;:&#34;Survey Finds that More Than 50% of Gen-Z Enter Adulthood Without Financial Education &#34;},{&#34;date&#34;:&#34;Tue Dec 31 00:00:00 PST 2024&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/Thumbnail.jpg&#34;,&#34;previewDescription&#34;:&#34;Credit One Bank joined radio host Chet Buchanan for the 26th annual 98.5 KLUC Chet Buchanan Show Toy Drive to benefit local nonprofit HELP of Southern Nevada.&#34;,&#34;title&#34;:&#34;Credit One Bank Embraces the Holiday Spirit at Annual 98.5 KLUC Toy Drive, Donating Toys, Bikes and More to Support HELP of Southern Nevada&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-embraces-the-annual-kluc-toy-drive&#34;,&#34;imageAlt&#34;:&#34;Credit Bank team &#34;},{&#34;date&#34;:&#34;Sat Dec 07 00:00:00 PST 2024&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/about-us/news-and-press/THUMBNAIL-Updated-Santa-Run-group.jpg&#34;,&#34;previewDescription&#34;:&#34;More than 40 employees from Credit One Bank donned Santa suits and participated in the 20th annual Great Santa Run on Saturday, December 7. &#34;,&#34;title&#34;:&#34;Credit One Bank Employees Usher in The Holidays with the Las Vegas Great Santa Run&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-employees-usher-in-the-holidays&#34;,&#34;imageAlt&#34;:&#34;Credit One Bank participants in the Las Vegas Great Santa Run &#34;},{&#34;date&#34;:&#34;Fri Nov 22 00:00:00 PST 2024&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/VeteransEvents-Thumbnail.jpg&#34;,&#34;previewDescription&#34;:&#34;Credit One Bank held a special event for the Bank\u2019s veterans on Wednesday, Nov. 6&#34;,&#34;title&#34;:&#34;Credit One Bank Hosts Special Event Recognizing Veterans at Las Vegas Headquarters, Wednesday, Nov. 6&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-hosts-special-event-recognizing-veterans&#34;,&#34;imageAlt&#34;:&#34;Credit One Bank\u2019s Aaris Whitman formerly served in the USSAF&#34;},{&#34;date&#34;:&#34;Fri Nov 22 00:00:00 PST 2024&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/Philanthropic-Thumbnail2.jpg&#34;,&#34;previewDescription&#34;:&#34;Throughout the autumn of 2024, Credit One Bank and its employees have participated in a wide array of philanthropic efforts&#34;,&#34;title&#34;:&#34; Credit One Bank Gives Back to Community Through Multitude of Fall Initiatives &#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-gives-back-to-community&#34;,&#34;imageAlt&#34;:&#34;Credit One Bank\u2019s employees &#34;}]},&#34;nextPage&#34;:true,&#34;currentPageNumber&#34;:1,&#34;prevPage&#34;:false,&#34;lastPageNumber&#34;:3,&#34;newsArticles&#34;:{&#34;nextPageUrl&#34;:&#34;/deposits/bump-cd.2&#34;,&#34;nextPage&#34;:true,&#34;currentPageNumber&#34;:1,&#34;prevPage&#34;:false,&#34;lastPageNumber&#34;:3,&#34;prevPageUrl&#34;:&#34;/deposits/bump-cd&#34;,&#34;articles&#34;:[{&#34;date&#34;:&#34;Thu Nov 21 16:00:00 PST 2024&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/230359-BRD-OutletNews-IR-FINAL-CNBCSelect.jpg&#34;,&#34;link&#34;:&#34;https://www.cnbc.com/select/most-underrated-credit-cards/&#34;,&#34;source&#34;:&#34;CNBC Select&#34;,&#34;title&#34;:&#34;8 most underrated credit cards to consider&#34;,&#34;imageAlt&#34;:&#34;CNBC Select Logo&#34;},{&#34;date&#34;:&#34;Thu Nov 21 16:00:00 PST 2024&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/230359-BRD-OutletNews-IR-FINAL-CNBCSelect.jpg&#34;,&#34;link&#34;:&#34;https://www.cnbc.com/select/credit-one-bank-wander-card-review/&#34;,&#34;source&#34;:&#34;CNBC Select&#34;,&#34;title&#34;:&#34;Credit One Bank Wander American Express Card review: A travel rewards card for fair credit&#34;,&#34;imageAlt&#34;:&#34;CNBC Select Logo&#34;},{&#34;date&#34;:&#34;Mon Oct 23 17:00:00 PDT 2023&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/230695_BRD_ForbesLogo_IR_R1.png&#34;,&#34;subtitle&#34;:&#34;<p>David Herpers, SVP of Digital Banking at Credit One Bank, shares his thoughts on American credit card debt.<\/p>\n&#34;,&#34;link&#34;:&#34;https://www.forbes.com/sites/forbesfinancecouncil/2023/10/24/americans-now-have-1-trillion-in-credit-card-debt-heres-why/?sh=22c0dc5965a1&#34;,&#34;source&#34;:&#34;Forbes&#34;,&#34;title&#34;:&#34;Americans Now Have $1 Trillion In Credit Card Debt \u2013 Here\u2019s Why&#34;,&#34;imageAlt&#34;:&#34;Forbes logo&#34;},{&#34;date&#34;:&#34;Tue Jul 04 17:00:00 PDT 2023&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/230359-BRD-OutletNews-IR-FINAL-USAToday.jpg&#34;,&#34;subtitle&#34;:&#34;<p>Those who have wanderlust \u2014 but not the credit score to get a premium travel rewards card \u2014 may find a fit in the Wander Card.<\/p>\n&#34;,&#34;link&#34;:&#34;https://www.usatoday.com/money/blueprint/credit-cards/reviews/credit-one-bank-wander-card/&#34;,&#34;source&#34;:&#34;USA Today&#34;,&#34;title&#34;:&#34;Credit One Bank Wander Card Review 2023: Good for Travelers With Average Credit&#34;,&#34;imageAlt&#34;:&#34;USA Today logo&#34;},{&#34;date&#34;:&#34;Sun Jun 18 17:00:00 PDT 2023&#34;,&#34;thumbnailText&#34;:&#34;Sponsored content&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/230353-BRD-MoneywiseNews-IU-FINAL-4.png&#34;,&#34;subtitle&#34;:&#34;<p>The Platinum X5 Visa is a cash back rewards credit card offering high reward rates and member perks without the credit score requirements of many competitors.<\/p>\n&#34;,&#34;link&#34;:&#34;https://moneywise.com/credit-cards/best-cash-back-credit-cards&#34;,&#34;source&#34;:&#34;Moneywise&#34;,&#34;title&#34;:&#34;Best Cash-Back Credit Cards&#34;,&#34;imageAlt&#34;:&#34;An illustration for cash-back credit cards shows a rabbit pulling money out of a hat&#34;}]},&#34;prevPageUrl&#34;:&#34;/deposits/bump-cd.html&#34;,&#34;articles&#34;:[{&#34;date&#34;:&#34;Thu Nov 21 16:00:00 PST 2024&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/230359-BRD-OutletNews-IR-FINAL-CNBCSelect.jpg&#34;,&#34;link&#34;:&#34;https://www.cnbc.com/select/most-underrated-credit-cards/&#34;,&#34;source&#34;:&#34;CNBC Select&#34;,&#34;title&#34;:&#34;8 most underrated credit cards to consider&#34;,&#34;imageAlt&#34;:&#34;CNBC Select Logo&#34;},{&#34;date&#34;:&#34;Thu Nov 21 16:00:00 PST 2024&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/230359-BRD-OutletNews-IR-FINAL-CNBCSelect.jpg&#34;,&#34;link&#34;:&#34;https://www.cnbc.com/select/credit-one-bank-wander-card-review/&#34;,&#34;source&#34;:&#34;CNBC Select&#34;,&#34;title&#34;:&#34;Credit One Bank Wander American Express Card review: A travel rewards card for fair credit&#34;,&#34;imageAlt&#34;:&#34;CNBC Select Logo&#34;},{&#34;date&#34;:&#34;Mon Oct 23 17:00:00 PDT 2023&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/230695_BRD_ForbesLogo_IR_R1.png&#34;,&#34;subtitle&#34;:&#34;<p>David Herpers, SVP of Digital Banking at Credit One Bank, shares his thoughts on American credit card debt.<\/p>\n&#34;,&#34;link&#34;:&#34;https://www.forbes.com/sites/forbesfinancecouncil/2023/10/24/americans-now-have-1-trillion-in-credit-card-debt-heres-why/?sh=22c0dc5965a1&#34;,&#34;source&#34;:&#34;Forbes&#34;,&#34;title&#34;:&#34;Americans Now Have $1 Trillion In Credit Card Debt \u2013 Here\u2019s Why&#34;,&#34;imageAlt&#34;:&#34;Forbes logo&#34;},{&#34;date&#34;:&#34;Tue Jul 04 17:00:00 PDT 2023&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/230359-BRD-OutletNews-IR-FINAL-USAToday.jpg&#34;,&#34;subtitle&#34;:&#34;<p>Those who have wanderlust \u2014 but not the credit score to get a premium travel rewards card \u2014 may find a fit in the Wander Card.<\/p>\n&#34;,&#34;link&#34;:&#34;https://www.usatoday.com/money/blueprint/credit-cards/reviews/credit-one-bank-wander-card/&#34;,&#34;source&#34;:&#34;USA Today&#34;,&#34;title&#34;:&#34;Credit One Bank Wander Card Review 2023: Good for Travelers With Average Credit&#34;,&#34;imageAlt&#34;:&#34;USA Today logo&#34;},{&#34;date&#34;:&#34;Sun Jun 18 17:00:00 PDT 2023&#34;,&#34;thumbnailText&#34;:&#34;Sponsored content&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/230353-BRD-MoneywiseNews-IU-FINAL-4.png&#34;,&#34;subtitle&#34;:&#34;<p>The Platinum X5 Visa is a cash back rewards credit card offering high reward rates and member perks without the credit score requirements of many competitors.<\/p>\n&#34;,&#34;link&#34;:&#34;https://moneywise.com/credit-cards/best-cash-back-credit-cards&#34;,&#34;source&#34;:&#34;Moneywise&#34;,&#34;title&#34;:&#34;Best Cash-Back Credit Cards&#34;,&#34;imageAlt&#34;:&#34;An illustration for cash-back credit cards shows a rabbit pulling money out of a hat&#34;}],&#34;pressArticles&#34;:{&#34;nextPageUrl&#34;:&#34;/deposits/bump-cd.2&#34;,&#34;nextPage&#34;:true,&#34;currentPageNumber&#34;:1,&#34;prevPage&#34;:false,&#34;lastPageNumber&#34;:20,&#34;prevPageUrl&#34;:&#34;/deposits/bump-cd&#34;,&#34;articles&#34;:[{&#34;date&#34;:&#34;Sat Jan 11 00:00:00 PST 2025&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/Survey-thumbnail.png&#34;,&#34;previewDescription&#34;:&#34;Credit One Bank Survey Identifies Generational Differences Regarding Finances&#34;,&#34;title&#34;:&#34;Survey Finds that More Than 50% of Gen-Z Enter Adulthood Without Financial Education&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/more-than-half-of-gen-z-enter-adulthood-without-financial-education&#34;,&#34;imageAlt&#34;:&#34;Survey Finds that More Than 50% of Gen-Z Enter Adulthood Without Financial Education &#34;},{&#34;date&#34;:&#34;Tue Dec 31 00:00:00 PST 2024&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/Thumbnail.jpg&#34;,&#34;previewDescription&#34;:&#34;Credit One Bank joined radio host Chet Buchanan for the 26th annual 98.5 KLUC Chet Buchanan Show Toy Drive to benefit local nonprofit HELP of Southern Nevada.&#34;,&#34;title&#34;:&#34;Credit One Bank Embraces the Holiday Spirit at Annual 98.5 KLUC Toy Drive, Donating Toys, Bikes and More to Support HELP of Southern Nevada&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-embraces-the-annual-kluc-toy-drive&#34;,&#34;imageAlt&#34;:&#34;Credit Bank team &#34;},{&#34;date&#34;:&#34;Sat Dec 07 00:00:00 PST 2024&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/about-us/news-and-press/THUMBNAIL-Updated-Santa-Run-group.jpg&#34;,&#34;previewDescription&#34;:&#34;More than 40 employees from Credit One Bank donned Santa suits and participated in the 20th annual Great Santa Run on Saturday, December 7. &#34;,&#34;title&#34;:&#34;Credit One Bank Employees Usher in The Holidays with the Las Vegas Great Santa Run&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-employees-usher-in-the-holidays&#34;,&#34;imageAlt&#34;:&#34;Credit One Bank participants in the Las Vegas Great Santa Run &#34;},{&#34;date&#34;:&#34;Fri Nov 22 00:00:00 PST 2024&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/VeteransEvents-Thumbnail.jpg&#34;,&#34;previewDescription&#34;:&#34;Credit One Bank held a special event for the Bank\u2019s veterans on Wednesday, Nov. 6&#34;,&#34;title&#34;:&#34;Credit One Bank Hosts Special Event Recognizing Veterans at Las Vegas Headquarters, Wednesday, Nov. 6&#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-hosts-special-event-recognizing-veterans&#34;,&#34;imageAlt&#34;:&#34;Credit One Bank\u2019s Aaris Whitman formerly served in the USSAF&#34;},{&#34;date&#34;:&#34;Fri Nov 22 00:00:00 PST 2024&#34;,&#34;imagePath&#34;:&#34;/content/dam/cob-corp-acquisition/images/news-press/Philanthropic-Thumbnail2.jpg&#34;,&#34;previewDescription&#34;:&#34;Throughout the autumn of 2024, Credit One Bank and its employees have participated in a wide array of philanthropic efforts&#34;,&#34;title&#34;:&#34; Credit One Bank Gives Back to Community Through Multitude of Fall Initiatives &#34;,&#34;pagePath&#34;:&#34;/corporate/about-us/news-press/credit-one-bank-gives-back-to-community&#34;,&#34;imageAlt&#34;:&#34;Credit One Bank\u2019s employees &#34;}]}}"/>
Credit One Bank Logo
Sign In

Bump-Up Jumbo Certificate of Deposit

(Bump-Up CD)

% APY† TermView Other Terms
Annual Percentage Yields (APY) are accurate as of 11/29/2024

Our High Yield Bump-Up CDs offer among the most competitive rates, plus the ability to earn a higher rate if our rates go up.

  • Check Mark Icon
    Option to adjust your rate to a higher rate one time during the term of your CD1
  • Check Mark Icon
    Enjoy peace of mind with our 10-Day Rate Guarantee2
  • Check Mark Icon
    Our Loyalty Rate Program grants you a Loyalty Rate increase of 0.05% when you renew your CD3
$100,000 minimum balance required to open and to earn stated APY

Industry-leading Rates and Flexible Terms

Choose the commitment level that best fits your financial strategy

Term
APY

More Ways to Grow Your Money

More Ways to Grow Your Money

Jumbo Certificate of Deposit
Lock in a great rate and maximize your returns
Learn More
High Yield Savings Account
Access your money when you need it
Learn More

Account Benefits

Member FDIC

No Maintenance Fee

Let your money work for
you without monthly fees
getting in the way.

FDIC Insured

Cellphone Icon

Easy Account Management

Managing your CD
is simple with our website and
mobile app.

Ready to open an account?
Get set up in just a few minutes

Number 1 Icon

Select your term

Choose the level of commitment
that's right for you.

Number 2 Icon

Create your online profile

We only need a few key pieces
of information.

Number 3 Icon

Fund your account

Transfer from another bank account.

Open an Account

Secure banking in the palm
of your hand

Download our mobile app to open a new account or manage existing accounts whenever and wherever you are.

Download on the App Store
Get it on Google Play
Credit One Bank Mobile app on a phone

We've got answers to your questions

    Are my deposits with Credit One Bank FDIC insured?

    Yes. Credit One Bank is an FDIC member, FDIC Certificate Number 25620, meaning funds deposited with Credit One Bank are insured up to the maximum allowed by law. Generally, the FDIC insures deposits held at the same financial institution according to the account’s ownership category of up to $250,000 for all individually owned accounts combined, $250,000 per owner in jointly-owned accounts combined, and up to $250,000 per beneficiary on revocable trust (Payable on Death) type accounts. The FDIC insures deposits according to ownership category with current maximums.

    What are my options when my Jumbo Certificate of Deposit reaches maturity?

    Your account defaults to auto-renewal at maturity, but you have the option of logging into your account online and selecting your maturity preferences in advance of your Jumbo Certificate of Deposit (CD) maturing. We also provide a 10-day grace period starting at your CD maturity date in which you may renew your CD, move your funds into a new CD with a different term, add funds, or close and withdraw your funds.

    If your CD does not have an auto-renewal option selected, the account will close on maturity. 

    How do I make a deposit to my Jumbo High Yield Savings Account?

    You can make a deposit to your Jumbo High Yield Savings Account by scheduling a transfer from your linked external bank account through online banking or our mobile app. 

View all FAQs

 

Have a different question?
We're here to help.

phone icon877-628-1610

Mon.-Fri., 7 a.m.-5 p.m. Pacific Time

 

Not a deposit customer? 
Get help with a credit card account.

 

About Credit One Bank

Credit One Bank is a technology and data-driven financial services company based in Las Vegas, Nevada and a Member FDIC. We offer a full spectrum of credit card products as well as high-yield certificate of deposit and savings accounts.

View Corporate Profile
Credit One Bank Campus located in Las Vegas, Nevada

† Rates subject to change. Fees may reduce earnings. A penalty may be imposed for early withdrawal.

1 Beginning on the 11th calendar day after opening your CD Account, and for the remainder of the term of your Bump-Up CD Account, you may elect one time to exercise your rate bump. If you choose to exercise your rate bump, we will adjust the rate on your Bump-Up CD Account to match the current rate that we offer for the a Bump-Up CD Account of the same term. Your adjusted rate will apply from the time you exercise your rate bump until your maturity date. The adjusted rate will not be retroactive to your opening date

2 After you open a CD account with us, if we increase the interest rate and Annual Percentage Yield (APY) we offer for the same CD product and term you selected within 10 calendar days of your account opening date (account opening date plus 9 calendar days), we will automatically give you the increased rate and APY.

3 Receive a .05% Loyalty Rate increase when you renew your CD account with us. The Loyalty Rate increase is subject to change and may be discontinued at any time. When your CD is approaching maturity, visit our CD homepage to see what our current reward is at that time. Please see our FAQs for additional information.

  • Privacy
  • Terms of Use
  • Security & Fraud
  • Deposit Agreement

© 2025 Credit One Bank, N.A., 6801 S Cimarron Rd, Las Vegas, NV 89113 All Rights Reserved. Member FDIC. This is a secure site.