
Tue Apr 21 2026
Denied by a Number: The Hidden Cost of Poor Credit
Poor credit can lead to denials, and that may lead to even more complications. Not all of them are what you’d expect.
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Let your money work for
you without monthly fees
getting in the way.
Managing your savings account
is simple with our website and
mobile app.
Signing up is quick and simple
We only need a few key pieces
of information.
Transfer from another bank account.
Yes. Credit One Bank is an FDIC member, FDIC Certificate Number 25620, meaning funds deposited with Credit One Bank are insured up to the maximum allowed by law. Generally, the FDIC insures deposits held at the same financial institution according to the account’s ownership category of up to $250,000 for all individually owned accounts combined, $250,000 per owner in jointly-owned accounts combined, and up to $250,000 per beneficiary on revocable trust (Payable on Death) type accounts. The FDIC insures deposits according to ownership category with current maximums.
Your account defaults to auto-renewal at maturity, but you have the option of logging into your account online and selecting your maturity preferences in advance of your Jumbo Certificate of Deposit (CD) maturing. We also provide a 10-day grace period starting at your CD maturity date in which you may renew your CD, move your funds into a new CD with a different term, add funds, or close and withdraw your funds.
If your CD does not have an auto-renewal option selected, the account will close on maturity.
You can make a deposit to your Jumbo High Yield Savings Account by scheduling a transfer from your linked external bank account through online banking or our mobile app.
Not a deposit customer?
Get help with a credit card account.

Tue Apr 21 2026
Poor credit can lead to denials, and that may lead to even more complications. Not all of them are what you’d expect.
Read More

Mon Apr 20 2026
Investing might be a complex topic, but it’s not totally inaccessible. Find the education options that best work for you so you can invest confidently.
Read More

Tue Apr 14 2026
Having a savings account is important. But choosing between high-yield and traditional savings accounts takes some strategy. Find out when each account type makes sense.
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† Rates subject to change. Fees may reduce earnings.
1 Earn Loyalty Rates when you have both a Jumbo High-Yield Savings account and a Jumbo Certificate of Deposit account with us. The Loyalty Rate is subject to change and may be discontinued at any time. Please see our FAQs for additional information.