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How Many Credit Cards Are Too Many?
Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
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What Does CVV on a Credit Card Mean?
If you take a closer look at your credit card, you’ll notice a three- or four-digit number on the back or front of the card set apart from the rest of the numbers on the card. With a Visa®, Mastercard®, or Discover® card, the number is three digits long and on the back of the card. With an American Express® Card, the number is four digits long and resides on the front of the card.
Five Facts About Credit Card Limits
Credit cards provide a convenient way to purchase goods or services. But having a credit card doesn’t mean you can spend as much as you want without any limitations. Most all credit cards come with a credit limit, or credit line, which is the maximum amount of credit a credit card issuer extends to a card member. Once a card member reaches that limit, any additional attempts to make a purchase with that card will likely be declined.
Protecting Your Credit During the COVID-19 Pandemic
The COVID-19 pandemic has dramatically changed many aspects of our lives. During this extraordinary time, our country has witnessed an outpouring of generosity and kindness as people have come together to help their neighbors, communities, and customers. Unfortunately, we’ve also seen coronavirus-related scams that prey upon people’s fears to cheat them out of their hard-earned money or steal their personal information.
How to Lower Your Car Payment
For many of us, a car will be the second most expensive purchase (after a home) we ever make. And the majority of us will finance that automobile purchase with a loan, which means having a car payment. Depending on how much of the car’s purchase price you finance, the term length of the loan, and how long you keep the car, this could mean years of making a monthly car payment.
Tips for Earning More Credit Card Rewards
If you have a rewards credit card, using your card to make everyday purchases is a simple way to earn rewards on things you’re probably going to buy regardless of how you pay for them. But if you’re only using your rewards card to buy these everyday items, you may not be maximizing the rewards you could earn.
10 Ways to Give Back on a Budget
Giving back isn’t just reserved for the holiday season. Charitable organizations rely on donations year-round. So, if you want to contribute but don’t have a ton of extra cash lying around, that doesn’t mean you can’t help. There are other ways to support your favorite charitable organizations besides donating money. Here are 10 ideas to help you get started.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.