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How Many Credit Cards Are Too Many?
Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
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Stop Living Paycheck to Paycheck
If you’re putting off writing the check for your rent or mortgage, paying your bills, or even buying food until your next paycheck, then you’re probably living paycheck to paycheck. The good news is that, so long as your paychecks cover your expenses, you’re technically living within your means. The bad news is that it can be difficult to get ahead this way, and an unexpected expense or sickness, injury, or job loss could quickly derail things.
What’s the Difference Between a High-Yield Jumbo CD and a Regular CD?
Certificates of deposit (CDs) could be a good investment option if you have a large sum of cash and a short-term savings goal. These federally insured, low-risk investments offer a predictable fixed rate of return and allow you to bypass broker commissions by investing directly with a bank or credit union.
Taming Tuition: 4 Types of Student Aid to Consider
There’s no doubt that college can be expensive. In fact, the cost to go to college has been steadily rising about 8 times faster than growth in wages. As a result, student debt is now the largest non-housing debt in America, more than either credit card debt or auto loans.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.