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How Many Credit Cards Are Too Many?
Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
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Financial Alerts: Best Practices To Give You Effortless Control
One of the advantages of the smartphone age is how easy it is to manage your personal finances. You don’t have to be tech-savvy to stay on top, and ahead, of your accounts from the convenience of your mobile device. Download your institutions’ apps and become a personal finance wizard—paying bills, transferring funds, and checking your balance, all before your barista finishes making your double almond latte.
7 New Year’s Resolutions for Better Credit
According to recent research by Statistic Brain, 41% of Americans usually make New Year’s resolutions, yet only 44.8% of those who do, manage to maintain them longer than six months. That same research found that financial resolutions rank third in popularity, behind only losing weight and general self-improvement. And effectively managing your credit can play a major role in improving your finances.
4 Tips on Managing Your Credit Account
Once you have your new credit card, your next step is to properly manage your account to help you build credit and take advantage of all your card has to offer. You also want to practice active management in order to avoid potentially expensive pitfalls like credit card late fees or fraud. Here are the essential best practices to help you master credit card management, become a super savvy account holder, and gain peace of mind.
No More Denial: Coming to Terms With Being in Debt
Debt happens. For better or worse, it has become an undeniable part of modern American life. It can be unintended debt, such as medical expenses, which a recent study by the Kaiser Family Foundation and New York Times found affected nearly one in four adults ages 18-64 in the United States. Or it can be intentional debt, the kind many of us go into voluntarily in order to buy a home or car or pay for higher education.
How to Maximize Credit Card Rewards
Today, credit card providers have raised the bar when it comes to customer perks. When you spend on everyday necessities like gas, groceries, and entertainment—and use your card as your payment option, you can earn fantastic rewards. Some providers, like Credit One Bank, also give cash back rewards when you use your card to pay your monthly expenses, such as your mobile phone, Internet, and cable bills.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.