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How Many Credit Cards Are Too Many?
Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
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Post-Pandemic Travel Tips
As COVID-19 infections across the United States decline and vaccinations increase, the number of Americans willing to travel is on the rise. If you're ready for a change of scenery after quarantining and staying home since the pandemic hit, here are a few tips to help you stay safer as you ease back into travel mode.
Secured Credit Card vs Credit-Builder Loan
According to the Consumer Financial Protection Bureau, 26 million American adults have no credit report. Another 19 million have a credit report but no credit score because they don't have enough information in their file, or the information that's in it is too old to calculate a credit score.
Careers in Financial Services
Most Americans plan to look for a new job within the next 12 months, according to an August 2021 Bankrate Job Seeker Survey. If you’re one of the 55 percent planning to actively seek new employment—or you’re fresh out of school and ready to start your job search—you may want to consider a career in the financial services sector.
Do I Need Installment Credit In My Credit Mix?
If you review your credit report(s)—like you should at least annually—you may notice a preponderance of revolving credit accounts, or tradelines. And the majority of those are probably credit cards, unless you’ve opened a revolving line of credit with a financial institution.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.