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Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
Continue ReadingWith a new year approaching, it’s time to once again examine our behaviors and habits over the past year in order to formulate those dreaded New Year’s Resolutions lists. The good news is that every resolution on that list doesn’t have to be painful. There’s one you can implement that could improve your finances, help you stay on top of your credit, protect you from fraud and identity theft, and possibly even improve your credit score. And it’s easy and free to do.
The holidays can be tough on a budget. A survey from American Express Pay It Plan It found that 86 percent of American millennials spent more money on the holidays last year than they’d planned. With the added expenses of travel, food and beverages, entertainment, and holiday gifts, financing the holidays can be challenging, to say the least. Having more available credit could help out.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.