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Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
Continue ReadingWhy bother with an emergency fund? Because, as John Lennon wrote, “Life is what happens to you while you’re busy making other plans.” Here are eight challenges that can hit you quickly but hopefully won’t take too big a bite out of your budget if you’re prepared.
For many, the holiday season is all about giving. Giving gifts to loved ones, making donations to charities, giving time and any accumulated airline miles to visit friends and family, and giving away healthy chunks of our paychecks this time of year to make all of the above happen.
According the U.S. Census Bureau, about 30% of American households do not have a credit card. For some people it’s a choice; others may find themselves in this category because they are unable to obtain it. Others may have just never felt the need or gotten around to applying for credit.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.