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How Many Credit Cards Are Too Many?
Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
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How Balance Transfers Work
Credit card balance transfers are often touted as a low- (or no-) interest way to quickly pay down high-interest credit card debt. And if you have a plan for keeping your spending in check, reducing your expenses, or earning extra money, a balance transfer may be a good option to help you pay down credit card debt.
What is a Hard Inquiry? What is a Soft Inquiry? [Infographic]
When a potential creditor looks at your credit reports to help them make a lending decision, it is considered an inquiry. But how they look at it—with a “hard inquiry” or “soft inquiry” (aka “hard pull,” “soft pull”)—could have an effect on your credit score.
How to Freeze and Unfreeze Your Credit Reports
Headlines have been filled with a string of security breaches over the past few years. If you’re one of the millions affected, you may be wondering what, if anything, you can do to help protect yourself should your personal data fall into the wrong hands.
10 Ways to Save Money in College
Going to college can be exciting. If you’re like many college students, it may be the first time you’ve lived on your own, which might seem like a dream come true. But it may also be the first time you’ve ever had to live on a budget and manage your money on your own. And the expenses that accompany college living could quickly turn your dream into a nightmare of snowballing debt if you’re not careful.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.