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How Many Credit Cards Are Too Many?
Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
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3 Reasons Credit Cards Can Be Better Than Cash When Traveling
Do you plan on vacationing abroad soon? If so, consider using a credit card instead of cash as much as possible when traveling in other countries. It’s best to carry a mix of credit cards and cash while you’re on the road, because not all vendors accept plastic and, if you lose your card or it’s stolen, you might need cash to hold you over until your replacement card arrives. For the same reason, it’s always a good idea to have a backup credit/debit card, as well as extra cash, that you keep secure in your hotel room when traveling.
Is There a Best Day to Pay Your Credit Card Bill?
If you were hoping to learn that, say, Wednesday is the best day to pay your credit card bill, we’re sorry to disappoint you. In terms of days of the week, there really isn’t a “best” one on which to pay your bill. However, there is a date by which we highly recommend paying your bills, and that’s the payment due date.
Celebrate & Save: Valentine’s Day on a Budget
Pricey jewelry or a fancy night out may seem like a good way to celebrate Valentine’s Day, but if you’re on a budget, overspending can work against you. One of the biggest sources of stress in a long-term relationship is money. By planning a creative and inexpensive V-Day, you set yourselves up for staying together. Here’s how to work the magic.
From Swipe to Signature: How Credit Cards Actually Work
You swipe the magnetic stripe—or hopefully by now insert the EMV chip—of your card into the credit card terminal on the counter, wait a few seconds, politely decline a printed receipt from the friendly barista working the register, and walk out the door with your latte in hand. You don’t give what just took place a second thought until you receive your credit card statement showing a $6 charge for that caffeinated morning pick-me-up almost a month later.
How a Loved One’s Death Could Impact You Financially
The loss of a loved one is a time for mourning, but it’s also a time for making difficult choices. One of those decisions is how to manage your loved one’s finances—both in terms of dealing with creditors and protecting the deceased’s assets from identity thieves.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.