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How Many Credit Cards Are Too Many?
Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
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What is a Savings Account?
A savings account is an account offered by a bank or credit union that allows you to keep your money in a safe place while also earning interest. Savings accounts are considered “safe” because your money is federally insured for up to $250,000 per account owner, per insured bank. If the savings account is through a bank, it is insured by the Federal Deposit Insurance Corporation (FDIC); if it’s through a credit union, it is insured by the National Credit Union Association (NCUA).
The Best Use for Credit Card Points
A points credit card earns you points when you make eligible purchases with the card. It is one of the most popular types of rewards credit card, along with cash back rewards cards and travel miles cards. Points earned with a points credit card can typically be redeemed for discounted or complimentary travel, merchandise, gift cards, statement credits, or more.
How to Redeem Credit Card Rewards
A rewards credit card can be a great tool for getting more purchasing power. Depending on the credit card, it could earn you cash back rewards, points, travel miles, or more for using that card to purchase eligible items instead of paying with cash, check, or debit card. Used strategically, a rewards credit card could net you travel, merchandise, gift cards, statement credits, and more just for buying things you need or want with that card.
Why You Should Adopt a Pet
There are lots of reasons to get a pet, including companionship, unconditional love, reduced stress levels, immune system boosts, and more. This article isn’t going to try to sell you on why you should have a pet. Instead, we’ll focus on why, after you’ve made the decision to bring a pet into your life, you should adopt a pet from a shelter instead of purchasing one from a pet store or breeder.
10 Tips for Winning Holiday Shopping in 2021
Despite cheerful songs about chestnuts roasting on open fires and it being the most wonderful time of the year, for many, the holidays are the most stressful time of the year. In fact, one survey of 2,000 adults revealed 88 percent of respondents found the holidays to be the most stressful time of the year. As far as what specifically stressed them out, 56 percent said it was the financial strain brought on by the holidays, and 48 percent said it was the added stress of finding and buying gifts for everyone.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.