<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles","bottomArticles":[{"date":"Tue Mar 30 14:02:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_34_Shoulder Season Travel.jpg","previewDescription":"If you\u2019ve penciled in a beach vacation or winter getaway for this year, there\u2019s probably one main reason you haven\u2019t finalized your travel plans yet: price. Monitoring online travel websites can help you snag low-cost flights and discount hotel stays, but there\u2019s more to consider when planning your trip than just how much it will cost you. ","title":"5 Reasons to Travel During the Shoulder Season","pagePath":"/articles/5-reasons-to-travel-during-the-shoulder-season","imageAlt":"Traveling During the Shoulder Season","tags":["credit-one-central-topics:travel","creditonebank:LifeEvents"]},{"date":"Tue Mar 30 00:00:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_26_What is Unsecured and Secured Credit Card.jpg","previewDescription":"Unsecured and secured credit cards are the two main types of credit cards. This infographic by Credit One Bank highlights the differences and similarities between the two.","title":"What is an Unsecured Credit Card? What is a Secured Credit Card? [Infographic]","pagePath":"/articles/what-is-an-unsecured-credit-card-what-is-a-secured-credit-card-infographic","imageAlt":"Infographic of unsecured vs secured credit cards","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:infographic","credit-one-central-topics:building-credit"]},{"date":"Thu Mar 25 15:33:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_43_103855 Can Medical Bills Appear on Your Credit Report.jpg","previewDescription":"According to a recent survey, 32 percent of working Americans have some form of medical debt. And 28 percent of those 32 percent have medical debt amounting to at least $10,000. ","title":"Can Medical Bills Affect Your Credit?","pagePath":"/articles/can-medical-bills-affect-your-credit","imageAlt":"How Medical Bills Can Affect Your Credit","tags":["credit-one-central-topics:credit-score"]}],"authorArticlesMobile":[],"topArticles":[{"date":"Fri Apr 09 11:21:21 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/04/04092021_How_Do_Contactless_Payments_Work_Article.jpg","previewDescription":"A contactless payment occurs when you pay for something with a credit card, debit card, or mobile device without making physical contact (or making only minor physical contact, like touching) with a terminal. While contactless payments using digital wallet apps like Apple Pay, Google Pay, or Samsung Pay have become popular, we\u2019re going to confine our discussion in this article to contactless payments made with credit cards. The process and technology are similar with both methods.","title":"What Are Contactless Payments?","pagePath":"/articles/what-are-contactless-payments","imageAlt":"Contactless Credit Cards","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:credit-card"]},{"date":"Thu Apr 01 15:25:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/07/104788 Who Can and Can't Report on Credit Reports.jpg","previewDescription":"A credit report is a bit like an academic report card, only instead of reporting how one is doing in school, it conveys how one\u2019s doing managing their credit. It does this by reporting account information supplied by creditors, similar to the way instructors supply grades that represent how well a student is doing in their courses. But instead of assigning a letter grade or numeric grade point, creditors report account activity to the consumer credit bureaus (the agencies that produce credit reports). Information such as payment history, how long an account has been open, credit limit, account balances, account opening and closure dates, and more. ","title":"Who Reports to Credit Bureaus?","pagePath":"/articles/who-reports-to-credit-bureaus","imageAlt":"Credit Report Data Furnishers","tags":["financial_education","credit-one-central-topics:credit-card","credit_basics","credit-one-central-topics:credit-report"]},{"date":"Tue Mar 30 15:31:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_20_102016_howcreditcardswork.jpg","previewDescription":"You insert the EMV chip of your card into the credit card terminal on the counter, wait a few seconds, politely decline a printed receipt from the friendly barista working the register, and walk out the door with your latte in hand. You don\u2019t give what just took place a second thought until you receive your credit card statement showing a $6 charge for that caffeinated morning pick-me-up almost a month later.","title":"How do Credit Cards Work?","pagePath":"/articles/how-does-a-credit-card-work","imageAlt":"How Credit Cards Work","tags":["credit-one-central-topics:credit-card"]}],"lastPageNumberMobile":0,"currentPageNumber":48,"lastPageNumber":68,"articlesTopics":["infographic","credit report","financial tips","credit score","credit card","building credit","travel"],"currentPageNumberMobile":48}"/>
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