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How Many Credit Cards Are Too Many?
Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
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How a Credit Freeze, Credit Lock, or Fraud Alert Could Deny You Credit
Being denied for a credit card or loan because of what’s in your credit reports can be frustrating. But imagine being denied credit not for what’s in your credit reports but because a potential creditor couldn’t even access your credit reports.
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Pros and Cons of Department Store Credit Cards [Infographic]
That store credit card you’re thinking about opening—you know, the one the sales clerk says will save you 20% off today’s purchases—may not be as good a deal as you think. While there are definitely upsides to having a store credit card, there are downsides you should consider as well before saying “yes” to that persuasive clerk.
5 Reasons to Consider a Shorter, Smaller Vacation
As vacation season draws near, thoughts turn to getting out of Dodge for a couple of weeks and letting time away wash away the stresses of everyday life. But, as all the stressors of actually planning and paying for a longer holiday start to creep into the equation, that picturesque getaway you envisioned in your head can quickly morph into a Trip-zilla that induces more stress than it could ever hope to relieve.
5 Things to Consider Before Adding or Becoming an Authorized User
There are several reasons to consider becoming an authorized user on someone’s credit card or adding an authorized user to your account. It can be a good way to provide a spouse, child, or other loved one with the ability to purchase things on credit. And—if the credit card company reports account activity to the credit bureaus for both the primary account holder and the authorized user—it can be a good way for an authorized user to build a credit history. Especially if they’re just getting started with credit or attempting to rebuild their credit.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.