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How Many Credit Cards Are Too Many?
Credit cards can increase your purchasing power, but how many credit cards are too many? There are both pros and cons of having multiple cards.
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7 Secrets to Surviving in the Gig Economy
Working in the so-called gig economy (the labor market made up of part-time, short-term, and freelance jobs, often in combination) is not for everyone. Some people, particularly those who enjoy more personal freedom and may not do well in a cubicle environment, embrace it. Others find themselves in it as a matter of necessity more than choice.
New vs. Used: How to Decide on the Right Car and Save
Nothing smells quite like the inside of a brand-new car. But that new-car smell, as intoxicating as it may be, could cost you thousands of dollars more than a similarly featured ride with a slightly less aromatic interior. Given that a vehicle is the second-largest purchase (after a home) most of us will make in our lifetimes, it’s worth weighing the pros and cons of going new versus used on your next car or truck purchase. Doing so could help streamline the buying process and save you time, effort, and hopefully some cash. So consider the following before signing on the dotted line for your next vehicle.
See How an EMV Chip Card Protects You
Goodbye traditional credit cards, hello chip cards! By now, your credit card provider has most likely sent you a new card emblazoned with a metal chip on the front. Credit cards with EMV (Europay, MasterCard®, and Visa®) chips have been used in Europe and Canada for years and are becoming a global standard. However, the new technology has left many Americans confused when it comes to the transaction process.
Credit Ranges - What Your Score Means for Your Everyday Life
Do you know your credit score? If so, congratulations! You’re among the 40% of Americans who do, according to a LendingTree study. However, knowing your credit score is one thing—understanding it is quite another. In that same study, only 10% of Americans actually understood their score and what makes a perfect one.
The Benefits of Using Credit Cards Over Debit Cards
The same question is always asked when you go to check out at the store: credit or debit? While some people tend to favor using their debit card over a credit card, there are clear benefits to using a credit card for your daily purchases. The decision of whether to pull out your credit card or a debit card at the cash register should factor in reasons such as your budget, credit score, security, and personal preference. Credit cards offer several unique perks that set them apart.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.