Credit Card | Article Topics | Keys to Credit | Credit One Bank

Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/credit-card","bottomArticles":[{"date":"Wed May 20 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/05/260189_DA_RefreshSecuredToUnsecured_SEOA_Final.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Secured credit cards can help you build credit when used strategically. But how and when can you upgrade to an unsecured card?","title":"How Long Does It Take for a Secured Card To Become Unsecured?","pagePath":"/articles/how-long-does-it-take-for-a-secured-card-to-become-unsecured","imageAlt":"A young woman sits on her couch while happily comparing two credit cards, one in each hand. One may be a secured credit card and the other is her newly earned unsecured card.","tags":["creditonebank:CreditEducation","credit-one-central-topics:building-credit","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score"]},{"date":"Mon May 11 16:15:19 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/09/240415_DA_CreditCardChargedOff_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"What happens when your credit card gets charged off? Discover the impact on your credit, how debt collection works, and steps to reduce the effects.","title":"What Happens When a Credit Card Is Charged Off?","pagePath":"/articles/what-happens-when-a-credit-card-is-charged-off","imageAlt":"A young woman looks at her credit card and several past-due invoices, indicating her credit card may be charged off.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:debt","credit-one-central-topics:building-credit"]},{"date":"Mon May 11 16:15:19 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/10/240517_DA_WhatCreditScoreDoYouStartWith_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"Wondering what your starting credit score is? Learn how to build a strong foundation from the beginning of your credit journey.","title":"What Credit Score Do You Start With?","pagePath":"/articles/what-credit-score-do-you-start-with","imageAlt":"A young woman raises her fist in celebration while holding up her credit card, as if she\u2019s pleased with her starting credit score.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:building-credit"]}],"authorArticlesMobile":[],"topArticles":[{"date":"Tue Jun 09 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/06/260298_DA_OnlineBankingBenefitsRefresh_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Online banking is a fast and convenient way to deal with your finances, from monitoring accounts to paying bills and sending money to friends.","title":"What Are the Benefits of Online Banking?","pagePath":"/articles/what-are-the-benefits-of-online-banking","imageAlt":"A young man smiles as he sits at his desk holding a credit card and using a laptop, which is a great tool for experiencing the benefits of online banking.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:financial-tips","credit-one-central-topics:saving-money"]},{"date":"Thu May 28 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/05/260257_DA_GenerationPlasticSurvey_SEOA_FINAL.jpg","previewDescription":"How do you look at credit cards compared to your peers and parents? Find out what consumers said in our new survey.","title":"Generation Plastic: Why Younger Consumers See Credit Cards Differently Than Their Parents","pagePath":"/articles/why-younger-consumers-see-credit-cards-differently","imageAlt":"A young woman smiles as she sits on her couch with mobile phone in one hand and credit card in the other.","tags":["creditonebank:PersonalFinance","credit-one-central-topics:credit-card","credit-one-central-topics:consumer-insights","credit-one-central-topics:debt","credit-one-central-topics:financial-tips"]},{"date":"Thu May 21 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/05/260210 - DA_RefreshRebuildingCredit_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"If you\u2019ve been through a financial crisis, you may be wondering how to rebuild your credit. It takes time, but here\u2019s how to do it. ","title":"Rebuilding Your Credit After a Financial Crisis","pagePath":"/articles/rebuilding-your-credit-after-a-financial-crisis","imageAlt":"A young woman rests her chin on her hands as if she\u2019s contemplating a crisis while another woman, who is perhaps her therapist or credit counselor, looks on with a clipboard.","tags":["creditonebank:CreditEducation","credit-one-central-topics:building-credit","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"lastPageNumber":35,"articlesTopics":["credit report","financial tips","credit score","saving money","credit card","building credit","consumer insights","debt"],"currentPageNumberMobile":1}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Credit Card

A young man smiles as he sits at his desk holding a credit card and using a laptop, which is a great tool for experiencing the benefits of online banking.

What Are the Benefits of Online Banking?

Online banking is a fast and convenient way to deal with your finances, from monitoring accounts to paying bills and sending money to friends.

A young woman smiles as she sits on her couch with mobile phone in one hand and credit card in the other.

Generation Plastic: Why Younger Consumers See Credit Cards Differently Than Their Parents

How do you look at credit cards compared to your peers and parents? Find out what consumers said in our new survey.

A young woman rests her chin on her hands as if she’s contemplating a crisis while another woman, who is perhaps her therapist or credit counselor, looks on with a clipboard.

Rebuilding Your Credit After a Financial Crisis

If you’ve been through a financial crisis, you may be wondering how to rebuild your credit. It takes time, but here’s how to do it.

A young woman sits on her couch while happily comparing two credit cards, one in each hand. One may be a secured credit card and the other is her newly earned unsecured card.

How Long Does It Take for a Secured Card To Become Unsecured?

Secured credit cards can help you build credit when used strategically. But how and when can you upgrade to an unsecured card?

A young woman looks at her credit card and several past-due invoices, indicating her credit card may be charged off.

What Happens When a Credit Card Is Charged Off?

What happens when your credit card gets charged off? Discover the impact on your credit, how debt collection works, and steps to reduce the effects.

A young woman raises her fist in celebration while holding up her credit card, as if she’s pleased with her starting credit score.

What Credit Score Do You Start With?

Wondering what your starting credit score is? Learn how to build a strong foundation from the beginning of your credit journey.

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Deposits

Jumbo Deposit Products
High-Yield Jumbo CD
Bump Up Jumbo CD
High-Yield Savings

Support

FAQs
Contact Us
Accessibility
Keys to Credit

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2026 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.