<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/financial-tips","bottomArticles":[{"date":"Tue Jul 14 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/07/Miss-Payment-Article-large.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"One late payment can lead to a surprisingly big impact, but you can take steps like using AutoPay to set yourself up for success.","pagePath":"/articles/how-long-does-a-late-payment-stay-in-your-credit-reports","title":"How Long Do Late Payments Stay on Your Credit Report?","imageAlt":"Miss Payment, a fuzzy, pink Credit Wrecker character, lounges on a navy blue couch with various late and unpaid bills scattered around. 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