Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/savings.5","prevPageNumber":3,"bottomArticles":[{"date":"Fri Oct 08 00:00:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/10/10082021 SEO Article What is a Savings Account.jpg","previewDescription":"A savings account is an account offered by a bank or credit union that allows you to keep your money in a safe place while also earning interest. Savings accounts are considered \u201csafe\u201d because your money is federally insured for up to $250,000 per account owner, per insured bank. If the savings account is through a bank, it is insured by the Federal Deposit Insurance Corporation (FDIC); if it\u2019s through a credit union, it is insured by the National Credit Union Association (NCUA).","title":"What is a Savings Account?","pagePath":"/articles/what-is-a-savings-account","imageAlt":"Savings Accounts Explained","tags":["credit-one-central-topics:saving-money","credit-one-central-topics:Savings"]},{"date":"Thu Oct 07 00:00:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/10/Is-a-Certificate-of-Deposit-FDIC-Insured.jpg","previewDescription":"If you\u2019re considering purchasing a certificate of deposit\u2014whether it\u2019s a regular or high-yield jumbo CD\u2014you\u2019re probably interested in the level of risk you may be taking on. Namely, what are the chances you could lose your deposit? ","title":"Is a Certificate of Deposit FDIC Insured?","pagePath":"/articles/is-a-certificate-of-deposit-fdic-insured","imageAlt":"Are CDs Insured by the Federal Government?","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:investments","creditonebank:PersonalFinance","credit-one-central-topics:Savings"]},{"date":"Thu Mar 25 00:00:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/03052021_What_Is_High_Yield_Savings_Account.jpg","previewDescription":"What is a high-yield savings account? As its name suggests, it is a savings account that typically yields more in interest than a standard savings account. Here are eight things to know about a high-yield savings account.","title":"What Is a High-Yield Savings Account [Infographic]","pagePath":"/articles/what-is-a-high-yield-savings-account-infographic","imageAlt":"Infographic on high-yield savings accounts","tags":["credit-one-central-topics:investments","credit-one-central-topics:financial-tips","credit-one-central-topics:Savings"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/topics/savings.3","prevPageUrlMobile":"/articles/topics/savings.3","prevPageNumberMobile":3,"topArticles":[{"date":"Fri Aug 26 00:00:00 PDT 2022","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/08/220506_CM_CDEarlyWithdraw_SEOA_FINAL.jpg","previewDescription":"When you\u2019re talking about your own money, you might think you should be able to do what you want with it. And while that seems logical on the surface, it actually depends on what commitments you have already made with that money.","title":"CD Early Withdrawal Penalty: What To Know","pagePath":"/articles/cd-early-withdrawal-penalty-what-to-know","imageAlt":"A gavel hitting the word \u201cpenalty\u201d to show what happens when you withdraw your CD early","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:investments","creditonebank:PersonalFinance","credit-one-central-topics:Savings"]},{"date":"Mon Nov 01 00:00:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/104899_SEO_SEOA_Checking_vs_Savings_Accounts_2400x1350_IR1.jpg","previewDescription":"If you\u2019re new to banking, you may be wondering whether to open a checking account, a savings account, or both. But what exactly is the difference between the two, and why might you want or need one, both, or neither?","title":"Checking vs Savings Accounts","pagePath":"/articles/checking-vs-savings-accounts","imageAlt":"What\u2019s the Difference Between a Checking Account and Savings Account?","tags":["credit-one-central-topics:saving-money","credit-one-central-topics:Savings"]},{"date":"Mon Nov 01 00:00:00 PDT 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/marc-klein/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/03/105270_CM_CertificateOfDeposit_SEOA_Image_FINAL.jpg","previewDescription":"A certificate of deposit, more commonly referred to as a CD, is an investment product offered by banks and credit unions that typically offers a higher rate of return than a standard savings account. However, to get that return, you agree to make an initial deposit of at least a minimum amount required to open the CD and leave that money untouched for a predetermined time period, the CD\u2019s term. Once that term has been reached, you may withdraw your deposit plus the interest it accrued.","title":"What Is a Certificate of Deposit?","pagePath":"/articles/what-is-a-certificate-of-deposit","imageAlt":"Certificates of Deposit Explained","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:investments","creditonebank:PersonalFinance","credit-one-central-topics:Savings"]}],"lastPageNumberMobile":0,"currentPageNumber":4,"nextPageNumber":5,"lastPageNumber":5,"nextPageUrlMobile":"","articlesTopics":["Savings","financial tips","saving money","investments"],"currentPageNumberMobile":4}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Savings

A gavel hitting the word “penalty” to show what happens when you withdraw your CD early

CD Early Withdrawal Penalty: What To Know

When you’re talking about your own money, you might think you should be able to do what you want with it. And while that seems logical on the surface, it actually depends on what

What’s the Difference Between a Checking Account and Savings Account?

Checking vs Savings Accounts

If you’re new to banking, you may be wondering whether to open a checking account, a savings account, or both. But what exactly is the difference between the two, and why might you

Certificates of Deposit Explained

What Is a Certificate of Deposit?

A certificate of deposit, more commonly referred to as a CD, is an investment product offered by banks and credit unions that typically offers a higher rate of return than a

Savings Accounts Explained

What is a Savings Account?

A savings account is an account offered by a bank or credit union that allows you to keep your money in a safe place while also earning interest. Savings accounts are considered

Are CDs Insured by the Federal Government?

Is a Certificate of Deposit FDIC Insured?

If you’re considering purchasing a certificate of deposit—whether it’s a regular or high-yield jumbo CD—you’re probably interested in the level of risk you may be taking on.

Infographic on high-yield savings accounts

What Is a High-Yield Savings Account [Infographic]

What is a high-yield savings account? As its name suggests, it is a savings account that typically yields more in interest than a standard savings account. Here are eight things to

Page 4 of 5

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Deposits

Jumbo Deposit Products
High-Yield Jumbo CD
Bump Up Jumbo CD
High-Yield Savings

Support

FAQs
Contact Us
Accessibility
Keys to Credit

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2025 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.