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Credit Education, Personal Finance

Secured vs. Unsecured Credit Cards: What’s the Difference?

Author: Jim Holborow

November 08, 2024

Topics:

Credit Card Credit Score Building Credit

Unsecured credit cards can offer more benefits than secured credit cards, but they may not be the right choice for your unique financial situation.

A lock sits on a pile of credit cards to represent secured credit cards.

Photo of the author

About the author:

Jim Holborow is a researcher, writer, and editor specializing in credit building and personal finance. As a contributor to the Credit One Bank knowledge base, Jim creates informative, engaging content good for boosting your credit IQ or just getting guidance on the go. He holds a BS in Marketing from the University of Nevada-Reno, with continuing studies in marketing analytics.

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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