Page 6 of Jorge Labrador - Author | Keys to Credit | Credit One Bank

Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/author/jorge-labrador","bottomArticles":[],"authorArticlesMobile":[{"date":"Fri Oct 24 00:00:00 PDT 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/10/250688_DA_LBA-CreditCardsAbroad_SEOA_Final.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"Studying abroad? With the right credit card, you can develop smart spending habits, manage your finances and build credit while learning overseas.","title":"Using Credit Cards While Studying Abroad","pagePath":"/articles/using-credit-cards-while-studying-abroad","imageAlt":"A young woman approaches a large plaza in a European city, with yellow rolling luggage in tow. If she\u2019s studying abroad, she may have used a credit card with rewards to get there.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:travel"]},{"date":"Thu Oct 23 00:00:00 PDT 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/Automating_Your_Finances.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"Managing your finances doesn\u2019t need to be overly time-consuming. Find out how to automate your finances to save time and have peace of mind.","title":"Organize Your Finances by Automating Them","pagePath":"/articles/organize-your-finances-by-automating-them","imageAlt":"A man and his dog lie flat on his bed, both glancing at his smartphone. He looks relaxed, possibly enjoying the benefits of organizing his life after learning how to automate his finances.","tags":["credit-one-central-topics:financial-tips","credit-one-central-topics:credit-card"]},{"date":"Mon Oct 20 00:00:00 PDT 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/10/250629_DA_RefreshCreditReportErrors_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"You don\u2019t want errors on your credit report to delay your financial goals. Find out how errors affect your credit and how to dispute them.","title":"Should You Worry About Credit Report Errors?","pagePath":"/articles/should-you-worry-about-credit-report-errors","imageAlt":"A couple sits on their sofa, the woman reading from a paper document, so the man can cross-check on his laptop. They may be in the process of disputing credit reporting errors.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score"]}],"topArticles":[{"date":"Fri Jan 29 00:00:00 PST 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/05/250264_DA_RefreshLearnAboutCredit_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"If you\u2019ve ever tracked your credit score, you may be curious about when it\u2019s updated. Learn when and how your credit changes over time.","title":"Learn More About Credit Score Updates","pagePath":"/articles/when-and-how-often-do-credit-scores-update","imageAlt":"Two hands rest on a laptop\u2019s keyboard behind an overlay of the word \u201cUpdating\u201d and a progress bar. Perhaps this person is watching as their credit score updates on the screen.","tags":["credit-one-central-topics:credit-report","credit-one-central-topics:credit-score"]},{"date":"Wed Dec 09 00:00:00 PST 2020","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/ID_Theft_Monitoring.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"If you\u2019re worried that someone might steal your identity, you may be thinking about signing up for identity theft protection. But, while \u201cprotection\u201d might be in the description of these services, they don\u2019t necessarily \u201cprotect\u201d you from identity theft. Rather, they are monitoring services that keep an eye out for signs your personal information may have been compromised and identity thieves may be trying to use your information. Some companies also offer recovery services designed to help you deal with the repercussions of having your identity stolen.","title":"What Is Identity Theft Protection and Is it Worth it?","pagePath":"/articles/what-is-identity-theft-protection-and-is-it-worth-it","imageAlt":"Understanding Identity Theft Protection","tags":["credit-one-central-topics:fraud"]},{"date":"Mon Feb 10 00:00:00 PST 2020","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/01/prs328_102434 Pros and Cons of Cash Advance.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"Wondering how a cash advance works? Learn the process, fees, risks, and alternatives to avoid high-interest debt. See if a cash advance is right for you.","title":"How a Cash Advance Works & Its Pros and Cons","pagePath":"/articles/the-pros-and-cons-of-getting-a-cash-advance","imageAlt":"A woman inserts her credit card into an ATM. She may have researched cash advances and their pros and cons before deciding it was the right choice.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:financial-tips","credit-one-central-topics:debt","credit-one-central-topics:Savings"]}],"lastPageNumberMobile":16,"currentPageNumber":6,"lastPageNumber":6,"articlesTopics":["Savings","credit report","financial tips","fraud","credit score","credit card","debt"],"currentPageNumberMobile":6}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Photo of the author

Jorge Labrador

Jorge Labrador writes about credit-related topics that often come with a lot of questions, like pre-approvals, credit scores, credit building, and trending advice on social media. He's previously covered healthcare, travel, entertainment and more for nearly two decades. He likes to unwind by painting plastic fantasy miniatures, making a fancy cup of coffee or color-coding his budgeting app (again).

Posts By This Author

Two hands rest on a laptop’s keyboard behind an overlay of the word “Updating” and a progress bar. Perhaps this person is watching as their credit score updates on the screen.

Learn More About Credit Score Updates

If you’ve ever tracked your credit score, you may be curious about when it’s updated. Learn when and how your credit changes over time.

Understanding Identity Theft Protection

What Is Identity Theft Protection and Is it Worth it?

If you’re worried that someone might steal your identity, you may be thinking about signing up for identity theft protection. But, while “protection” might be in the description

A woman inserts her credit card into an ATM. She may have researched cash advances and their pros and cons before deciding it was the right choice.

How a Cash Advance Works & Its Pros and Cons

Wondering how a cash advance works? Learn the process, fees, risks, and alternatives to avoid high-interest debt. See if a cash advance is right for you.

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Deposits

Jumbo Deposit Products
High-Yield Jumbo CD
Bump Up Jumbo CD
High-Yield Savings

Support

FAQs
Contact Us
Accessibility
Keys to Credit

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2026 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.