Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/savings.2","prevPageNumber":-1,"bottomArticles":[{"date":"Fri Mar 07 00:00:00 PST 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/03/250052_DA_JumboCDs_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Jumbo CDs can help maximize your returns. But it\u2019s important to understand the pros and cons so you can make the most of your investment.","title":"Jumbo CDs: How to Make the Most of Your Investment","pagePath":"/articles/jumbo-cds-how-to-make-the-most-of-your-investment","imageAlt":"A senior couple smiles as they review their finances on a laptop, perhaps happy that jumbo CDs have proven to be a good investment.","tags":["creditonebank:PersonalFinance","credit-one-central-topics:financial-tips","credit-one-central-topics:investments","credit-one-central-topics:saving-money","credit-one-central-topics:Savings"]},{"date":"Thu Feb 20 00:00:00 PST 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/07/230355_DA_BumpUpCDs_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"You may be familiar with certificates of deposit (CDs), but bump-up CDs are unique. Here\u2019s how they work and what to understand before considering one.","title":"Understanding Bump-Up CDs and How They Work","pagePath":"/articles/understanding-bump-up-cds-and-how-they-work","imageAlt":"A street sign indicates \u201cBump Ahead\u201d to represent how a bump-up CD works.","tags":["creditonebank:PersonalFinance","credit-one-central-topics:financial-tips","credit-one-central-topics:investments","credit-one-central-topics:saving-money","credit-one-central-topics:Savings"]},{"date":"Mon Jan 13 00:00:00 PST 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/05/230205_DA_CDLaddering_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Certificates of deposit (CDs) require you to leave your money untouched while it matures. If you want access sooner, CD laddering could be the answer.","title":"What Is a CD Ladder?","pagePath":"/articles/cd-laddering-what-you-need-to-know","imageAlt":"A hand stacks coins in step formation next to a clock and calculator, representing CD laddering","tags":["creditonebank:PersonalFinance","credit-one-central-topics:financial-tips","credit-one-central-topics:investments","credit-one-central-topics:saving-money","credit-one-central-topics:Savings"]}],"authorArticlesMobile":[],"prevPageMobile":false,"nextPage":true,"prevPage":false,"prevPageUrl":"/articles/topics/savings","prevPageUrlMobile":"/articles/topics/savings","prevPageNumberMobile":-1,"topArticles":[{"date":"Tue Mar 17 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/03/260112 - DA_HowtoBuildWealth_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Building wealth often involves a combination of saving and investing in a strategic way. Find out what\u2019s involved and how to reach your financial goals.","title":"How To Build Wealth","pagePath":"/articles/how-to-build-wealth","imageAlt":"A young girl puts coins in her piggy bank with the help of her parents, who may be teaching her the importance of starting early to build wealth.","tags":["credit-one-central-topics:Savings","credit-one-central-topics:financial-tips"]},{"date":"Tue Jan 27 00:00:00 PST 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/01/250894_DA_RethinkingFinancialSuccessSurvey_SEOA_IR1.jpg","previewDescription":"A new U.S. consumer survey reveals financial success is evolving \u2014 less about status, more about freedom, peace of mind, and control over time.","title":"For One in Three U.S. Consumers, the New American Dream is About Escaping Debt","pagePath":"/articles/for-one-in-three-us-consumers-the-new-american-dream-is-about","imageAlt":"A small, golden canary flies from the open door of a birdcage into a blue sky, which represents the feeling of freedom one might experience when escaping debt.","tags":["credit-one-central-topics:debt","credit-one-central-topics:financial-tips","credit-one-central-topics:saving-money","credit-one-central-topics:Savings"]},{"date":"Fri Sep 12 00:00:00 PDT 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/09/250534-DA_LBA-InflationInterestRates_SEOA_IR1.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","previewDescription":"People talk about inflation and interest rates all the time, but understanding the relationship between them is the most important piece of the puzzle.","title":"How Does Inflation Affect Interest Rates?","pagePath":"/articles/how-does-inflation-affect-interest-rates","imageAlt":"A piece of ripped paper labeled \u201cInflation\u201d covers Benjamin Franklin\u2019s mouth on the $100 bill, representing how we don\u2019t have a say in inflation\u2019s impact on finances.","tags":["credit-one-central-topics:financial-tips","credit-one-central-topics:investments","credit-one-central-topics:Savings"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"nextPageNumber":2,"lastPageNumber":6,"nextPageUrlMobile":"","articlesTopics":["Savings","financial tips","saving money","investments","debt"],"currentPageNumberMobile":1}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Savings

A young girl puts coins in her piggy bank with the help of her parents, who may be teaching her the importance of starting early to build wealth.

How To Build Wealth

Building wealth often involves a combination of saving and investing in a strategic way. Find out what’s involved and how to reach your financial goals.

A small, golden canary flies from the open door of a birdcage into a blue sky, which represents the feeling of freedom one might experience when escaping debt.

For One in Three U.S. Consumers, the New American Dream is About Escaping Debt

A new U.S. consumer survey reveals financial success is evolving — less about status, more about freedom, peace of mind, and control over time.

A piece of ripped paper labeled “Inflation” covers Benjamin Franklin’s mouth on the $100 bill, representing how we don’t have a say in inflation’s impact on finances.

How Does Inflation Affect Interest Rates?

People talk about inflation and interest rates all the time, but understanding the relationship between them is the most important piece of the puzzle.

A senior couple smiles as they review their finances on a laptop, perhaps happy that jumbo CDs have proven to be a good investment.

Jumbo CDs: How to Make the Most of Your Investment

Jumbo CDs can help maximize your returns. But it’s important to understand the pros and cons so you can make the most of your investment.

A street sign indicates “Bump Ahead” to represent how a bump-up CD works.

Understanding Bump-Up CDs and How They Work

You may be familiar with certificates of deposit (CDs), but bump-up CDs are unique. Here’s how they work and what to understand before considering one.

A hand stacks coins in step formation next to a clock and calculator, representing CD laddering

What Is a CD Ladder?

Certificates of deposit (CDs) require you to leave your money untouched while it matures. If you want access sooner, CD laddering could be the answer.

Page 1 of 6

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Deposits

Jumbo Deposit Products
High-Yield Jumbo CD
Bump Up Jumbo CD
High-Yield Savings

Support

FAQs
Contact Us
Accessibility
Keys to Credit

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2026 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.