What Is Purchase Protection? | Credit One Bank

Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/what-is-credit-card-purchase-protection","bottomArticles":[{"date":"Mon May 11 16:15:19 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/10/240517_DA_WhatCreditScoreDoYouStartWith_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"Wondering what your starting credit score is? Learn how to build a strong foundation from the beginning of your credit journey.","title":"What Credit Score Do You Start With?","pagePath":"/articles/what-credit-score-do-you-start-with","imageAlt":"A young woman raises her fist in celebration while holding up her credit card, as if she\u2019s pleased with her starting credit score.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:building-credit"]},{"date":"Mon May 11 16:15:19 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/12/240595_DA_UnsecuredCreditCards_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Unsecured credit cards can boost your financial situation, but only if you manage them properly. Here\u2019s everything you need to know before getting one.","title":"What Are Unsecured Credit Cards?","pagePath":"/articles/what-are-unsecured-credit-cards","imageAlt":"A woman thoughtfully holds up her credit card while walking through an outdoor shopping center, perhaps happy that she has an unsecured credit card.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","creditonebank:CreditEducation","credit-one-central-topics:building-credit"]},{"date":"Mon May 11 16:15:17 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/10/240497_DA_ImproveYourCreditScore_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Raising your credit score could lead to higher credit limits and lower interest rates. Here\u2019s how to improve your score and your overall financial life.","title":"How To Improve Your Credit Score","pagePath":"/articles/how-to-improve-your-credit-score","imageAlt":"A business woman holds a credit card while using her laptop, and an image of a globe reading \u201ccredit score\u201d is surrounded by icons of various financial aspects that could affect a credit score.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-score"]}],"authorArticlesMobile":[],"topArticles":[{"date":"Thu May 21 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/05/260210 - DA_RefreshRebuildingCredit_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"If you\u2019ve been through a financial crisis, you may be wondering how to rebuild your credit. It takes time, but here\u2019s how to do it. ","title":"Rebuilding Your Credit After a Financial Crisis","pagePath":"/articles/rebuilding-your-credit-after-a-financial-crisis","imageAlt":"A young woman rests her chin on her hands as if she\u2019s contemplating a crisis while another woman, who is perhaps her therapist or credit counselor, looks on with a clipboard.","tags":["creditonebank:CreditEducation","credit-one-central-topics:building-credit","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score"]},{"date":"Wed May 20 00:00:00 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2026/05/260189_DA_RefreshSecuredToUnsecured_SEOA_Final.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Secured credit cards can help you build credit when used strategically. But how and when can you upgrade to an unsecured card?","title":"How Long Does It Take for a Secured Card To Become Unsecured?","pagePath":"/articles/how-long-does-it-take-for-a-secured-card-to-become-unsecured","imageAlt":"A young woman sits on her couch while happily comparing two credit cards, one in each hand. One may be a secured credit card and the other is her newly earned unsecured card.","tags":["creditonebank:CreditEducation","credit-one-central-topics:building-credit","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score"]},{"date":"Mon May 11 16:15:19 PDT 2026","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/09/240415_DA_CreditCardChargedOff_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"What happens when your credit card gets charged off? Discover the impact on your credit, how debt collection works, and steps to reduce the effects.","title":"What Happens When a Credit Card Is Charged Off?","pagePath":"/articles/what-happens-when-a-credit-card-is-charged-off","imageAlt":"A young woman looks at her credit card and several past-due invoices, indicating her credit card may be charged off.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:debt","credit-one-central-topics:building-credit"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"lastPageNumber":80,"articlesTopics":["credit report","credit score","building credit","credit card","debt"],"currentPageNumberMobile":1}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

What Is Credit Card Purchase Protection? [Infographic]

July 29, 2020

Topics:

Credit Card Infographic

Credit Card Purchase Protection [Infographic]

Credit cards offer many benefits, and one of the perks some credit cards offer is purchase protection, also known as retail protection. Learn what purchase protection is and how it works in this infographic by Credit One Central.

What Is Credit Card Purchase Protection?

Recommended Articles

Credit Card Purchase Protection [Infographic]

Wed Jul 29 2020

What Is Credit Card Purchase Protection? [Infographic]

Credit cards offer many benefits, and one of the perks some credit cards offer is purchase protection, also known as retail protection. Learn what purchase protection is and how

Credit Card Perks

Tue Dec 31 2019

Credit Card Perks Sometimes Overlooked

There are several advantages credit cards offer over cash, including special perks that cash can’t match. But these credit card perks are sometimes overlooked—oftentimes

Woman with arms spread wide overlooking a lake and mountain range

Mon Jan 08 2018

10 Awesome Things About Credit Cards

Much of what you read these days about credit cards focuses on the negative: fees, interest rates, consumer debt, etc. But those little 3.37” x 2.125” pieces of plastic are neither

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Deposits

Jumbo Deposit Products
High-Yield Jumbo CD
Bump Up Jumbo CD
High-Yield Savings

Support

FAQs
Contact Us
Accessibility
Keys to Credit

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2026 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.